Student Health Insurance

All enrolled students at Harvey Mudd are required to have health insurance, whether through their home (family) insurance or through The Claremont Colleges. Every student is automatically enrolled in The Claremont Colleges’ Student Health Insurance Plan (SHIP) at the beginning of each academic year; it is the student’s responsibility to opt out of this coverage by providing proof of comparable coverage by the posted deadline. The cost to access the Student Health Center is the same for either private insurance holders or those with The Claremont Colleges’ policy.

Private Insurance Coverage

If students are already covered by an insurance policy and would like to waive SHIP, the online Health Insurance Waiver form must be submitted before the deadline each fall.

All international students will be required to enroll in SHIP

The Claremont Colleges’ Health Insurance Policy (SHIP)

SHIP may be purchased through The Claremont Colleges. For 2025–2026, this annual policy will cost $3,219.00. Access information about the plan aetna or check out the 2025-2026 Student Health Insurance Plan highlights.

Access your medical insurance ID card Print ID Card.

  • Coverage dates for all students will run Aug. 1, 2025 – July 31, 2026.

Students will be automatically enrolled unless they submit a waiver before September 12, 2025. Listed below are dates when you will be able to access the waiver portal.

  • Returning students: Available now
  • Incoming students: Available now

Returning students will need to reconfirm their healthcare information and resubmit the waiver. Waivers must be submitted every year.

For incoming students, an announcement email from SHIP with a waiver link will arrive in students’ hmc.edu email inbox. Students will need to have their Harvey Mudd student ID number to sign in. See the September 3rd deadline on the Orientation Deadlines page for more detailed information.

Questions should be directed to the Division of Student Affairs at 909.621.8125 or Elizabeth Alvarado-Ramirez at ealvaradoramirez@g.hmc.edu.