{"id":14512,"date":"2025-05-22T15:48:21","date_gmt":"2025-05-22T22:48:21","guid":{"rendered":"https:\/\/www.hmc.edu\/clinic\/2025\/loan-barcoding-for-flexible-transferable-tokenizable-securitization\/"},"modified":"2025-05-22T15:48:21","modified_gmt":"2025-05-22T22:48:21","slug":"loan-barcoding-for-flexible-transferable-tokenizable-securitization","status":"publish","type":"post","link":"https:\/\/www.hmc.edu\/clinic\/2025\/loan-barcoding-for-flexible-transferable-tokenizable-securitization\/","title":{"rendered":"Loan Barcoding for Flexible, Transferable, Tokenizable Securitization"},"content":{"rendered":"<h2 class=\"project-sponsor-dept-year\"><span class=\"project-sponsor\">SPADE<\/span> <span class=\"project-dept-year\">Computer Science\/Mathematics, 2024\u201325<\/span><\/h2>\n<div class=\"project-team\">\n<p><strong>Liaison(s):<\/strong> Nishant Dass, Ben Hunsaker<br \/>\n<strong>Advisor(s):<\/strong> Zachary Dodds<br \/>\n<strong>Students(s):<\/strong> Bryce Mey (TL-S), Kai Rieffel (TL-F), Ethan Ravelo, Luke Summers, Olivia Guerrero (F)<\/p>\n<\/div>\n<div class=\"project-abstract\">\nSPADE is a Claremont-based fintech startup addressing inefficiencies in the securitization industry. Building on conversations with experts across residential mortgage-backed securities (RMBS), the Clinic team developed a prototype web app that creates a token\u2014 or digital barcode\u2014for each loan, allowing more efficient updates and transfers of these individual assets. The team also supported baseline analysis, including risk-related insight into the individual loans that back RMBS portfolios.\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>SPADE Computer Science\/Mathematics, 2024\u201325 Liaison(s): Nishant Dass, Ben Hunsaker Advisor(s): Zachary Dodds Students(s): Bryce Mey (TL-S), Kai Rieffel (TL-F), Ethan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[140,185],"tags":[754],"class_list":["post-14512","post","type-post","status-publish","format-standard","hentry","category-computer-science","category-mathematics","tag-spade"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/posts\/14512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/comments?post=14512"}],"version-history":[{"count":1,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/posts\/14512\/revisions"}],"predecessor-version":[{"id":14557,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/posts\/14512\/revisions\/14557"}],"wp:attachment":[{"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/media?parent=14512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/categories?post=14512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hmc.edu\/clinic\/wp-json\/wp\/v2\/tags?post=14512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}