{"id":749,"date":"2012-06-18T15:16:32","date_gmt":"2012-06-18T22:16:32","guid":{"rendered":"http:\/\/newwww.hmc.edu\/admission\/?page_id=749"},"modified":"2026-02-09T13:43:13","modified_gmt":"2026-02-09T21:43:13","slug":"private-loans","status":"publish","type":"page","link":"https:\/\/www.hmc.edu\/admission\/afford\/education-loans\/loans-for-students\/private-loans\/","title":{"rendered":"Private Loans"},"content":{"rendered":"\n<div class=\"wp-block-mudd2021-right-sidebar right-sidebar\" id=\"right-sidebar\">\n<h2 class=\"wp-block-heading\">Afford Resources<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/npc.collegeboard.org\/student\/app\/hmc\">Net Price Calculator<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/connect.hmc.edu\/portal\/app_status\" data-type=\"link\" data-id=\"https:\/\/connect.hmc.edu\/account\/login\">HMC Applicant Hub &#8211; For Applicants and Admitted Students<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/myfinaid.hmc.edu\/\">Financial Aid @ HMC Portal &#8211; For Current Students<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/admission\/category\/announcements\/\">Admission and Financial Aid Announcements<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/admission\/afford\/applying-for-financial-aid\/\" data-type=\"link\" data-id=\"https:\/\/www.hmc.edu\/admission\/afford\/applying-for-financial-aid\/\">Applying for Financial Aid<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/admission\/afford\/applying-for-financial-aid\/downloadable-forms\/\">Downloadable Forms<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/hmc.joinhandshake.com\/login\">Handshake&nbsp;Job Search<\/a><\/li>\n\n\n\n<li><a href=\"http:\/\/cssprofile.org\/\">CSS Profile<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">Free Application for Federal Student Aid (FAFSA)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/idoc.collegeboard.org\/idoc\/\">Institutional Documentation Service (IDOC)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/studentaid.gov\/\">studentaid.gov<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/studentaid.gov\/exit-counseling\/\">Direct Loan Exit Counseling<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/drive.google.com\/file\/d\/1eZsuJxWfd8lyNH7XfzjFL1BxfuPyVrVu\/view?usp=drive_link\" data-type=\"link\" data-id=\"https:\/\/drive.google.com\/file\/d\/1eZsuJxWfd8lyNH7XfzjFL1BxfuPyVrVu\/view?usp=drive_link\">Direct Loan Exit Counseling Guide (PDF)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/dean-of-faculty\/higher-education-opportunity-act-heoa\/\">Consumer Information Disclosures<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/admission\/afford\/other-resources\/outside-and-private-awards\/\">Outside and Private Awards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/drive.google.com\/file\/d\/17qXnNu_SCwQ7aFFRP3qodIcliUIT0hNB\/view?usp=drive_link\" data-type=\"link\" data-id=\"https:\/\/drive.google.com\/file\/d\/17qXnNu_SCwQ7aFFRP3qodIcliUIT0hNB\/view?usp=drive_link\">Understanding Your Financial Aid Offer (PDF)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/drive.google.com\/file\/d\/1h75NwKe1WnZ1hqBb6Na3CcYZJdkv_Tuj\/view?usp=drive_link\" data-type=\"link\" data-id=\"https:\/\/drive.google.com\/file\/d\/1h75NwKe1WnZ1hqBb6Na3CcYZJdkv_Tuj\/view?usp=drive_link\">Federal Direct Loans (PDF)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hmc.edu\/admission\/connect\/contact-admission-and-financial-aid\/\">Contact Financial Aid<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/onbase-forms.cuc.claremont.edu\/appnetob\/UnityForm.aspx?d1=AexpO%2bs17dy7efamHzzbb90m%2fhI9XW9ecKmFpP3JvgX2B4YD%2b%2b3x1RLy5w3D%2b1%2fi9PbVQ6NbFBUOEbm9v0KyfRiGrv1m0bvmxSB%2bOHvxYDeHVWKJQWheG1c%2fz3bzVJYWWnut8ML5lF5nojEGAKxPMmN5%2fWUrEvWlxMwZcg1Zk4Z5EEWIRRuf5OVlMkKyL0Fvqcgy5p3szZHSxTcY%2bokrHhCU3UgkBTwd34bk0XGK%2fObfYOPeokdJ559bNkDoh5Z4c4RUR%2bbbHJgOgkI%2blRfcWHg%3d\" data-type=\"link\" data-id=\"https:\/\/onbase-forms.cuc.claremont.edu\/appnetob\/UnityForm.aspx?d1=AexpO%2bs17dy7efamHzzbb90m%2fhI9XW9ecKmFpP3JvgX2B4YD%2b%2b3x1RLy5w3D%2b1%2fi9PbVQ6NbFBUOEbm9v0KyfRiGrv1m0bvmxSB%2bOHvxYDeHVWKJQWheG1c%2fz3bzVJYWWnut8ML5lF5nojEGAKxPMmN5%2fWUrEvWlxMwZcg1Zk4Z5EEWIRRuf5OVlMkKyL0Fvqcgy5p3szZHSxTcY%2bokrHhCU3UgkBTwd34bk0XGK%2fObfYOPeokdJ559bNkDoh5Z4c4RUR%2bbbHJgOgkI%2blRfcWHg%3d\">Submit Requested Document(s) Online<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Personal Information in Emails<\/h2>\n\n\n\n<p>Be sure to redact all personal identifiable information (PII), such as, social security numbers, date of birth, etc. when sending documents via email.<\/p>\n<\/div>\n\n\n\n<p>Private loans are available for students who are not eligible for federal education loans, or desire to borrow more than the federal loan limits.<\/p>\n\n\n\n<p>As a reference to you, Harvey Mudd College students&nbsp;have borrowed from the following lenders during the past four academic years:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Private Education Loan<\/th><th>Lender<\/th><th>Cosigner Required?<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.abestudentloans.com\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=pmax-sallie&amp;utm_term=pmax&amp;utm_content=abe-loans&amp;referrer_link=GOOGPMXCSM&amp;gad_source=1&amp;gad_campaignid=22243577509&amp;gbraid=0AAAAA9v-cizBTXx5hBAW2q1VxdMcsB0hC&amp;gclid=CjwKCAiAuIDJBhBoEiwAxhgyFiotkcrIPLf5eGvuoH86pr17WlsP3OuKw8VtEmfhijW0ekizyU4-bhoCyOcQAvD_BwE\" data-type=\"link\" data-id=\"https:\/\/www.abestudentloans.com\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=pmax-sallie&amp;utm_term=pmax&amp;utm_content=abe-loans&amp;referrer_link=GOOGPMXCSM&amp;gad_source=1&amp;gad_campaignid=22243577509&amp;gbraid=0AAAAA9v-cizBTXx5hBAW2q1VxdMcsB0hC&amp;gclid=CjwKCAiAuIDJBhBoEiwAxhgyFiotkcrIPLf5eGvuoH86pr17WlsP3OuKw8VtEmfhijW0ekizyU4-bhoCyOcQAvD_BwE\">Abe Student Loan<\/a><\/td><td>DR Bank<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/ascentstudentloans.com\/\">Ascent Tuition Fixed Loan<\/a><\/td><td>Richland State Bank<\/td><td>Option available<\/td><\/tr><tr><td><a href=\"https:\/\/www.bankoflakemills.com\/\" data-type=\"link\" data-id=\"https:\/\/www.bankoflakemills.com\/\">Bank of Lake Mills Student Loan<\/a><\/td><td>Bank of Lake Mills<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.citizensbank.com\/promo\/student.aspx?mrkgadid=1&amp;mrkgen=gtext&amp;mrkgbflag=1&amp;mrkgcat=&amp;ctzMode=MKL-SEM--GGL--ISA--CTZ--BR--43700052622615470&amp;Merkle&amp;&amp;acctid=21700000001658020&amp;dskeywordid=43700052622615470&amp;&amp;device=c&amp;network=g&amp;matchtype=e&amp;locationid=9031212&amp;creative=529885916592&amp;targetid=kwd-126986715679&amp;campaignid=358486933&amp;adgroupid=23685176293&amp;gclid=CjwKCAjwyryUBhBSEiwAGN5OCBFSJtUXKt8ICCtkMJlbn6Wq25HwSO1dLFS4yzwVCKgrSO67zsR3FxoCpscQAvD_BwE&amp;gclsrc=aw.ds\">Citizens Student Loan<\/a><\/td><td>Citizens Bank<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.citizensbank.com\/student-loans\/parent-student-loans.aspx\" data-type=\"link\" data-id=\"https:\/\/www.citizensbank.com\/student-loans\/parent-student-loans.aspx\">Citizen Student Loan &#8211; Parent<\/a><\/td><td>Citizens Bank<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.collegeavestudentloans.com\/student-loans\/undergraduate-student-loans\/\">College Avenue Student Loan<\/a><\/td><td>College Avenue<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.collegeave.com\/student-loans\/parent\/\" data-type=\"link\" data-id=\"https:\/\/www.collegeave.com\/student-loans\/parent\/\">College Avenue Parent Loan<\/a><\/td><td>College Avenue<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.customchoice.com\/\">Custom Choice Student Loan<\/a><\/td><td><br \/>Citizens Bank<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.earnest.com\/\">Earnest Private Student Loan<\/a><\/td><td>Earnest<\/td><td>Option available<\/td><\/tr><tr><td><a href=\"https:\/\/www.hicommfcu.com\/personal\/loans-credit\/education-loans\" data-type=\"link\" data-id=\"https:\/\/www.hicommfcu.com\/personal\/loans-credit\/education-loans\">Hawaii Community Federal Credit Union<\/a><\/td><td>Hawaii Community Federal Credit Union<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.mefa.org\/pay\/loanproducts\/\">MEFA Loan<\/a><\/td><td>Massachusetts Ed Financing Authority<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.nelnetbank.com\/private-student-loans\/\" data-type=\"link\" data-id=\"https:\/\/www.nelnetbank.com\/private-student-loans\/\">NelNet Student Loan<\/a><\/td><td>Nelnet Bank<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.risla.com\/home-page\">RISLA Student Loan<\/a><\/td><td>Rhode Island Student Loan Authority<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.risla.com\/student-loans\">RISLA Parent Loan<\/a><\/td><td>Rhode Island Student Loan Authority<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.selfloan.state.mn.us\/index.cfm\">SELF Loan<\/a><\/td><td>Minnesota Office of Higher Education<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/www.salliemae.com\/student-loans\/smart-option-student-loan\/\">Smart Option Student Loan<\/a><\/td><td>Sallie Mae Student Loans<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.sofi.com\/private-student-loans\/parent-loans\/\">SoFi Parent Loan<\/a><\/td><td>SoFi<\/td><td>Option available<\/td><\/tr><tr><td><a href=\"https:\/\/www.sofi.com\/private-student-loans\/undergraduate-loans\/\">SoFi Private Loan<\/a><\/td><td>SoFi<\/td><td>No<\/td><\/tr><tr><td><a href=\"https:\/\/www.starone.org\/borrow\/personal-loans\/student-loans\" data-type=\"link\" data-id=\"https:\/\/www.starone.org\/borrow\/personal-loans\/student-loans\">Star One CU Student Loan<\/a><\/td><td>Star One Credit Union<\/td><td>No<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Private Loans<\/figcaption><\/figure>\n\n\n\n<p>Harvey Mudd students are not required to select a private loan from this list. Students can choose to use any private loan of their choice.&nbsp;Check with your local banks or credit unions.<\/p>\n\n\n\n<p>According to&nbsp;Truth-in-Lending Act requirements, private education lenders are required to provide prospective borrowers with private loan disclosures before they take out a private loan. These private loan disclosures will disclose to prospective borrowers basic information about loan terms and possible costs.<\/p>\n\n\n\n<p>Below&nbsp;are samples of&nbsp;private loan disclosures:<\/p>\n\n\n\n<p><a href=\"https:\/\/drive.google.com\/file\/d\/11j6oejpwanFPkfNliusgdeNz6MV5B4CD\/view?usp=sharing\">Sample Application Disclosure<\/a><br \/><a href=\"https:\/\/drive.google.com\/file\/d\/1lLoLS2Z9V4g2Mtgmm8uueLXsAVYA-qbX\/view?usp=sharing\">Sample Approval Disclosure<\/a><br \/><a href=\"https:\/\/drive.google.com\/file\/d\/1HcK_YDSHbfDVw_ieVyv78yren-t7E5P5\/view?usp=sharing\">Sample Final Disclosure<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Private loans are available for students who are not eligible for federal education loans, or desire to borrow more than [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":731,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-749","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/pages\/749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/comments?post=749"}],"version-history":[{"count":9,"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/pages\/749\/revisions"}],"predecessor-version":[{"id":28821,"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/pages\/749\/revisions\/28821"}],"up":[{"embeddable":true,"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/pages\/731"}],"wp:attachment":[{"href":"https:\/\/www.hmc.edu\/admission\/wp-json\/wp\/v2\/media?parent=749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}