To help cover the cost of your education, you may be able to take advantage of a variety of student loan programs. Typically, these programs offer low interest rates and repayment plans that are designed with students in mind. In many cases, you will not have to start repaying these loans until after you have graduated or left school, and you may be able to defer interest payments as well.
    
Student loan programs include:

Federal Loans
Most students who apply for financial aid are offered some loans that are sponsored by the federal government. These loans are typically included in your financial aid award letter. Federal loan programs include:

• Federal Stafford Loans: The most commonly awarded federal loans. Depending on your level of financial need, the federal government may subsidize your interest payments on these loans while you are enrolled.
• Federal Perkins Loans: A low-interest loan for students demonstrating exceptional financial need.

HMC Loans
A variety of low-interest loans, including the Parsons Student Loan and Miller Loan, are offered directly by HMC. For more information, click on HMC Loans.