At the start of your college career, it can be hard to imagine what a student loan will really mean over the years. What’s a good interest rate? How long will you be paying back your loan? How much will your interest payments add to the overall cost?

To help get a better understanding of your student loan, you may wish to consult an online repayment calculator. Using the information you provide about your loan and other financial data, these calculators can help you get the “big picture” on your student loan.

Some online repayment calculators include:

CollegeBoard.com Student Loan Calculator: provides calculators for all types of repayment programs. If you would like an estimate of monthly repayment amounts, we recommend you select the standard repayment schedule.

Nellie Mae Loan Repayment Calculators: calculates three options for repayment, as well as calculators about planning and budgeting and reducing the cost of borrowing. If you would like an estimate of monthly repayment amounts, we recommend you select the standard repayment schedule.

FinAid Calculators: offers online calculators on a wide range of student finance issues, from need analysis to loan repayment.